The Fine Print

Please read the following information carefully.  As a condition of accessing or using the information or services on this web site, you agree to the following terms and conditions.  If you have any questions, please contact our Customer Service Department.

Terms of Service

What we do and who we are

24 7 Insurance Quotes .com is an insurance premium comparison service.  We provide links to insurance companies, insurance agencies, and others who provide quotes to you.  24 7 Insurance Quotes .com does not quote or sell coverage.  Any offer to sell insurance is made only by the licensed insurance company, agent, or broker to whom you have been referred.  To the best of our knowledge, (1) each of the insurance companies, agencies, or other companies to whom you may be referred is properly licensed to do business in the states in which they quote or solicit; and (2) information provided by these outside parties and is accurate; however we make no warranty in this regard, nor do we make any other warranty in respect to the reliability of information or as to the reputation or financial stability of these independent businesses.  247InsuranceQuotes .com urges you to independently research any insurance company, agent or broker with whom you may establish a business relationship. Our relationship with these insurance companies, agencies, and other companies is that of advertising medium and paid advertiser.

24 7 Insurance Quotes .com does not provide legal or other advice and any information on our site is only general in nature and should not be construed as specific to any state or situation.

 

Read your policy carefully

Not all features which may be mentioned on this site are available on all policies for which quote referrals are made by 24 7 Insurance Quotes .com.   All definitions, descriptions and explanations are general in nature and do not modify the actual coverage provided, if any.  Please read your actual policy for any and all descriptions, definitions or questions as the policy is the insurance contract between you and the insurance company.   Additionally, information provided on this site may not be applicable in every state.

 

Information is provided by the respective insurance companies, agents, etc.

This web site contains links to other Internet sites that are not maintained or owned by 24 7 Insurance Quotes .com.  These links are provided only for your convenience with the understanding that we have no control over the content, nor do we make any warranties about the content, information provided or suitability of any such information for any particular purpose.   Information or services provided by the owners of these and other web sites to which we have provided links is the sole responsibility of the web site owner and  not 24 7 Insurance Quotes .com.  While we believe that the owners of these sites make every effort to insure that the information provided is correct and that the sites are available at all times, we make no warranty as to the availability of the sites or suitability of the information provided.  Occasionally these sites may be unavailable due to technical difficulties or other reasons.  Not all services are offered by all companies.

 

Features are subject to change

Information, policy forms and restrictions are subject to change without prior notice.  Services featured on this web site may be changed and / or discontinued at any time without notice.

 

No coverage is bound or implied

Information provided by you to us is accepted with the understanding that the information is to be used only for the purposes of providing you with a quote.  All quotations are given on the basis of the information provided to us and may change upon receipt and / or verification of underwriting information.  Quotes are provided on a non-firm basis and are not guaranteed.  No coverage is bound or implied.

 

Terms of service

This web site does not provide any legal advice.  No statement made can change the actual terms of your policy.  Your use of this web site indicates that you agree with any and all terms listed on this page.

Privacy Policy

24 7 Insurance Quotes .com has created this privacy statement in order to demonstrate our firm commitment to privacy. The following discloses the information gathering and dissemination practices for this Web site: 24 7 Insurance Quotes .com

Information Automatically Logged

We use your IP address to help diagnose problems with our server and to administer our Web site. Your IP address is also used to help identify you and your insurance quote requests. 

Cookies

Our site uses cookies to keep track of your quote requests. We also use cookies to make sure you don't see the same ad repeatedly, and to deliver content specific to your interests. 

Advertisers

We use an outside ad company to display ads on our site. These ads may contain cookies. While we use cookies in other parts of our Web site, cookies received with banner ads are collected by our ad company, and we do not have access to this information.

Registration Forms

Our site's registration form requires users to give us contact information (like their name, email, and postal address), and demographic information (like their zip code, age, or income level).

Contact information from the registration forms is used to ship purchases, information about our company, and to send promotional material from some of our partners to our customers. The customer's contact information is also used to get in touch with the customer when necessary, and to share with other companies who may want to contact our customers.

Users may opt-out of receiving future mailings; see the choice/opt-out section below.

Demographic and profile data is also collected at our site. We use this data to tailor our visitor's experience at our site showing them content that we think they might be interested in, and displaying the content according to their preferences as well as using this information to tailor future mailing to our customers.

Information collected is generally used in the preparation of insurance quotes and marketing materials for those who request it.

Order Forms (Quote Request Forms)

Our site uses an order form (quote request form) for customers to request information, products, and services. We collect contact information (like their email address), financial information (like their account or credit card numbers), and demographic information (like their zip code, age, or income level).

Contact information from the order forms is used to ship purchases, information about our company, and to send promotional material from some of our partners to our customers. The customer's contact information is also used to get in touch with the visitor when necessary, and to share with other companies who may want to contact our visitors.

Users may opt-out of receiving future mailings; see the choice/opt-out section below.

Financial information that is collected is used for other purposes, such as the preparation of insurance quotes where required by the sponsoring company.  While the information is collected at our site, this information is passed through to the quoting insurance company who may verify certain information with consumer reports, which could include a credit report.  This report would only be available to the insurance company and not to agency personnel.

Demographic and profile data is also collected at our site.  This information is provided in aggregate form only to advertisers or potential advertisers.

Surveys

Our online surveys ask visitors for contact information (like email address).

Contact information from the surveys is used to ship purchases, information about our company, and to send promotional material from some of our partners to our customers. The customer's contact information is also used to get in touch with the visitor when necessary, and to share with other companies who may want to contact our visitors.

Users may opt-out of receiving future mailings; see the choice/opt-out section below.

External Links

This site contains links to other sites. 24 7 Insurance Quotes .com is not responsible for the privacy practices or the content of such Web sites.

Special Relationships

Insurance quotes provided on our site are provided by the insurance carrier shown on the quote forms.  These companies are responsible for the privacy of information provided to them at their sites. 

Security

This site has security measures in place to protect the loss, misuse, and alteration of the information under our control. 

Children's Guidelines

We care about children and understand that they have special privacy needs. Therefore, we have adopted the following privacy policy regarding children:

1. We will NOT collect, use, or distribute to third parties personally identifiable information without prior verifiable parental consent.
2. We will NOT give the child access to unmonitored chat rooms, message boards, email accounts, or other services that would give the child the ability to publicly post or otherwise distribute personally identifiable information without prior verifiable parental consent
3. When verifiable parental consent is not obtained, we will only use the online contact information (such as email) to:
   1. Respond directly to the child's request on a one-time basis and not use that information to re-contact the child for other purposes.
   2. Request the name or online contact information of a parent for the purpose of obtaining verifiable parental consent or providing parental notification.
   3. Respond more than once directly to a specific request from a child (such as in the case where a child requests a newsletter subscription) and not used to re-contact the child for other purposes. We will use our best efforts to provide parental notification, which will include the nature and intended use as well as an opportunity for the parent to prevent the use of the information and participation in the activity.
4. We will NOT entice the child to divulge more information than is needed to participate in any activity, game, or service.
5. We will provide the parent a description of the specific types of a personally identifiable information collected from their child upon request. We will allow the parent to refuse further use or future online collection of personally identifiable information and provide a way for a parent to obtain any personally identifiable information collected from their child.
6. We will provide notice to children in age appropriate terms of what personally identifiable information is to be collected.
7. We will NOT provide any links to Web sites that are unsuitable for children.
8. We will encourage children to get their parent's permission before sharing personal information online.

Choice/Opt-Out

Our site provides users the opportunity to opt-out of receiving promotional/marketing information from our partners, and us.

1. You can send email to info@247insurancequotes.com

Data Quality/Access

This site gives users the following options for changing and modifying information previously provided:

1. You can send email to info@247insurancequotes.com

Contacting the Web Site

If you have any questions about this privacy statement, the practices of this site, or your dealings with this Web site, you can contact info@247insurancequotes.com  

Trademark Information

All rights reserved

This web site may contain material, names or logos that are trademarks of others used by permission.  All rights are reserved by the respective trademark holders.  24 7 Insurance Quotes .com is not responsible for the actions of any of the other companies listed or mentioned on these pages.